17 guides

Life Insurance Guides

Term, whole, IUL, final expense and more — what each type does, what it costs, and who it fits.

A family spending time together outdoors

Protect the people who count on you

Term, whole, IUL and final expense — what each does and who it fits.

Type

Term Life Insurance

The most affordable way to protect your family for a set period

Read the Guide →
Type

Whole Life Insurance

Permanent coverage with guaranteed cash value

Read the Guide →
Type

Universal Life Insurance

Permanent coverage with flexible premiums

Read the Guide →
Type

Indexed Universal Life (IUL)

Cash-value growth tied to a market index — with a floor

Read the Guide →
Type

Guaranteed Universal Life (GUL)

A guaranteed lifelong death benefit at a lower cost

Read the Guide →
Type

Variable Universal Life (VUL)

Permanent coverage with market investment options

Read the Guide →
Type

Final Expense (Burial) Insurance

A small whole-life policy for end-of-life costs

Read the Guide →
Type

Joint & Survivorship Life Insurance

One policy covering two people

Read the Guide →
Type

Accidental Death & Dismemberment (AD&D)

Extra cash benefits for covered accidents

Read the Guide →
Type

Mortgage Protection Insurance

Life coverage sized to pay off your home

Read the Guide →
Type

No-Exam Life Insurance

Coverage without a medical exam

Read the Guide →
Guide

Do You Need Life Insurance?

Who needs coverage — and who may not

Read the Guide →
Guide

How Much Life Insurance Do You Need?

Size your coverage with the DIME method

Read the Guide →
Guide

Life Insurance for Business Owners

Protect the company, partners, and succession plan

Read the Guide →
Guide

Living Benefits & Riders

Coverage that can help while you’re still living

Read the Guide →
Guide

Life Insurance for Estate Planning

Transfer wealth efficiently and cover estate costs

Read the Guide →
Guide

International & Expat Life Insurance

Coverage that follows you across borders

Read the Guide →