Guide

International & Expat Life Insurance

Coverage that follows you across borders

Michael Furman
Reviewed by Michael Furman, COO — 24 years in insurance · MDRT Top of the Table
NovaVida Group licensed team · Updated August 2026

Living, working, or holding assets across borders adds wrinkles most domestic policies don’t handle well. Because we’re independent and work with carriers nationally and internationally, we can match globally mobile clients with coverage that actually fits their life.

Why Cross-border Coverage Is Different

Residency, citizenship, where you spend your time, and where your beneficiaries live all affect what a carrier will offer and how a claim is paid. Some domestic policies restrict coverage abroad; international and global carriers are built for mobility, multiple currencies, and worldwide claims.

How Our Independence Helps

No single carrier is best for every situation — and that’s truer than ever across borders. Because we aren’t tied to one company, we compare options across national and international carriers to find coverage that recognizes your circumstances, at a fair price. We’ll coordinate with your tax and legal advisors so the policy fits your broader plan.

Best For

  • Expats and foreign nationals
  • Dual citizens and cross-border families
  • People with assets or heirs in more than one country

Ready When You Are

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Quick answers

Frequently Asked

Can I get life insurance as an expat or foreign national?

Often yes. The right carrier depends on your citizenship, residency, and where you spend your time. As an independent agency working with national and international carriers, we can find options many single-carrier agents can’t.