Extra Protection
Cash When Life Happens — Accident, Hospital & More
Supplemental and short-term coverage that pays you directly, on top of your health plan.
Accident, hospital indemnity, cancer & critical illness, fixed indemnity, short-term medical, long-term care and international/travel medical — the plans that pay you when life happens.
Supplemental and short-term coverage that pays you directly, on top of your health plan.
These plans pay fixed cash benefits directly to you — on top of any health insurance — when a covered event happens: an ER visit, a hospital stay, a cancer diagnosis. Cash you can spend on deductibles, bills, or the mortgage.
Between jobs, waiting for employer coverage, or outside enrollment windows, short-term medical bridges the gap. Not ACA-qualified and state rules apply — we're upfront about exactly what's covered.
Traditional LTC and life/LTC hybrid policies cover nursing or in-home care later in life — protecting retirement savings from the single biggest cost most plans ignore.
Visitor, expat, immigrant and travel-medical coverage — for family visiting the U.S. or your own time abroad.
Real prices, instant enrollment — or call/text 561-339-0727 and we do it together.
These plans don't pay hospitals — they pay YOU, in cash, on top of any other insurance you have.
An accident, a hospital stay, a covered diagnosis like cancer or a critical illness.
The plan pays a fixed, pre-set cash amount from its schedule — no bill-negotiating.
Directly to your bank account — regardless of what your health plan paid.
Deductibles, rent, groceries, childcare, travel to treatment — anything.
That's why these pair with high-deductible health plans so well: the cash benefit lands exactly when the deductible bites. They supplement real health insurance — they never replace it.
No — short-term plans are not minimum essential coverage, can decline pre-existing conditions, and are restricted in some states. They're a bridge, not a substitute; we'll tell you plainly which one fits.
No — they pay cash alongside your health plan to cover what it doesn't (deductibles, copays, lost income).
Accident and hospital indemnity deliver the most value per dollar for most families; cancer/critical illness matters most with family history. A 10-minute call sorts it quickly.
Carrier availability varies by state and eligibility — we confirm what you can actually get at quote.
Free, in your language, across every carrier.
Accident, hospital and serious-illness plans pay cash to YOU on top of any health plan — see them all in the Ancillary section of our quote hub.