Group & Employer
Benefits That Attract and Keep Great People
Fully insured, level-funded, ICHRA and QSEHRA — structured to save on taxes.
Fully insured, level-funded, self-funded, ICHRA & QSEHRA — designed around your headcount and budget, with Section 125 structures that save employers and employees real money.
Fully insured, level-funded, ICHRA and QSEHRA — structured to save on taxes.
An Individual Coverage HRA lets you reimburse employees tax-free to buy their own plans — fixed, predictable employer cost, real choice for employees, no more one-size-fits-none group plan. QSEHRA does similar work for small employers.
Healthy groups often overpay in fully-insured pools. Level-funded plans return surplus when claims run low; self-funding with stop-loss gives larger groups full transparency and control. We model all three against your census.
Pre-tax premium structures reduce FICA for the employer and taxable income for employees — our ROI calculator shows the exact savings for your headcount in about two minutes.
Real prices, instant enrollment — or call/text 561-339-0727 and we do it together.
Employee premiums paid pre-tax reduce taxable payroll — savings for them and FICA savings for you. Our calculator shows the real math for your headcount.
A double-digit group renewal lands on the counter — and the owners have never heard of ICHRA.
Hypothetical example, not a real client or a guaranteed result. See all three scenarios →
Group products exist from 2 employees up; ICHRA and QSEHRA work even when a traditional group plan doesn't make sense. Featured group carriers include UnitedHealthcare, Cigna, Aetna and Principal.
Nothing. We run your census across fully-insured, level-funded and ICHRA designs and present the comparison — you choose.
With ICHRA, each employee picks their own plan — so each can optimize for their own doctors and medications.
Carrier availability varies by state and eligibility — we confirm what you can actually get at quote.
Free, in your language, across every carrier.