35 carriers · updated 2026

Health Insurance in North Carolina

Compare North Carolina plans across every major carrier — ACA with subsidies, Medicare, dental and more. Free licensed help in 5 languages.

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North Carolina Uses the Federal Marketplace

Residents enroll through HealthCare.gov — or quote instantly below with subsidies applied, with help from our licensed advisors — at no added cost.

What We Shop for You in North Carolina

36
ACA / Marketplace plans
27
Dental plans
40+
Short-Term Medical plans
40+
Supplemental plans
40+
Medicare Advantage plans
40+
Medicare Supplement plans
12
Part D Drug Plans plans

Plan counts are illustrative from our current catalog and vary by county and eligibility — confirmed at quote.

35
Total carriers
9
Medicare Advantage
24
Supplement
15
Dental
North Carolina quick answers

Frequently Asked in North Carolina

How many health insurance carriers are available in North Carolina?

Our quoting platform currently shops 35 carriers in North Carolina across major medical, Medicare and ancillary lines. Availability varies by county — enter your ZIP for exact options.

Does North Carolina have its own ACA exchange?

No — North Carolina uses the federal Marketplace at HealthCare.gov.

Is help from NovaVida really at no cost to me?

Yes. Licensed-agent guidance comes at no added cost — we're paid by carriers and your price is identical either way.

Blue Cross Blue Shield in North Carolina

Your State's Blue: Blue Cross and Blue Shield of North Carolina

Blue Cross Blue Shield coverage comes from independent regional companies — in North Carolina, a leading Blue is Blue Cross and Blue Shield of North Carolina. Here's how to reach them directly, and how to make sure Blue is actually your best deal.

Blue Cross and Blue Shield of North Carolina

ACA / MarketplaceNot publicly listed
MedicareNot publicly listed
MembersNot publicly listed (log in to member portal)

Official site: www.bcbsnc.com

The independent advantage: Blue is a strong option in North Carolina — but it isn't automatically the best one for you. We quote Blue Cross and Blue Shield of North Carolina alongside every other carrier we represent in North Carolina, free, in 5 languages.
North Carolina
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Coverage & Guides for Your State

Carrier access in North Carolina

99 Carriers We Can Quote in North Carolina

Real numbers from our quoting catalog — not marketing fluff. One independent agency, every one of these carriers compared for you at no added cost.

5
ACA Marketplace
6
Off-Exchange Health
17
Medicare Advantage
29
Medicare Supplement
6
Part D Rx
7
Dental
29
Ancillary Cash Plans
13
Private Health

On the Marketplace here: Ambetter of North Carolina · Blue Cross and Blue Shield of NC · Cigna Healthcare of North Carolina, Inc. · Oscar · UnitedHealthcare of North Carolina, Inc..

See Every Carrier in North Carolina →Compare Them All — 561-339-0727