28 carriers · updated 2026

Health Insurance in Montana

Compare Montana plans across every major carrier — ACA with subsidies, Medicare, dental and more. Free licensed help in 5 languages.

See My MT OptionsBrowse MT Plans

Montana Uses the Federal Marketplace

Residents enroll through HealthCare.gov — or quote instantly below with subsidies applied, with help from our licensed advisors — at no added cost.

What We Shop for You in Montana

18
ACA / Marketplace plans
14
Dental plans
40+
Short-Term Medical plans
40+
Supplemental plans
31
Medicare Advantage plans
40+
Medicare Supplement plans
11
Part D Drug Plans plans

Plan counts are illustrative from our current catalog and vary by county and eligibility — confirmed at quote.

28
Total carriers
3
Medicare Advantage
21
Supplement
7
Dental
Montana quick answers

Frequently Asked in Montana

How many health insurance carriers are available in Montana?

Our quoting platform currently shops 28 carriers in Montana across major medical, Medicare and ancillary lines. Availability varies by county — enter your ZIP for exact options.

Does Montana have its own ACA exchange?

No — Montana uses the federal Marketplace at HealthCare.gov.

Is help from NovaVida really at no cost to me?

Yes. Licensed-agent guidance comes at no added cost — we're paid by carriers and your price is identical either way.

Blue Cross Blue Shield in Montana

Your State's Blue: Blue Cross and Blue Shield of Montana

Blue Cross Blue Shield coverage comes from independent regional companies — in Montana, a leading Blue is Blue Cross and Blue Shield of Montana. Here's how to reach them directly, and how to make sure Blue is actually your best deal.

Blue Cross and Blue Shield of Montana

ACA / Marketplace1-855-594-1515
Medicare1-866-940-3022 (enrollment); 1-877-774-8592 (MA members)
Members1-800-447-7828

Official site: www.bcbsmt.com

The independent advantage: Blue is a strong option in Montana — but it isn't automatically the best one for you. We quote Blue Cross and Blue Shield of Montana alongside every other carrier we represent in Montana, free, in 5 languages.
Montana
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Coverage & Guides for Your State

Carrier access in Montana

61 Carriers We Can Quote in Montana

Real numbers from our quoting catalog — not marketing fluff. One independent agency, every one of these carriers compared for you at no added cost.

2
ACA Marketplace
3
Off-Exchange Health
4
Medicare Advantage
24
Medicare Supplement
6
Part D Rx
4
Dental
19
Ancillary Cash Plans
8
Private Health

On the Marketplace here: BlueCross BlueShield of Montana · Mountain Health CO-OP.

See Every Carrier in Montana →Compare Them All — 561-339-0727