All-in-one plans from private insurers
Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare, offered by private insurers approved by Medicare. Plans bundle Part A and B, usually include Part D drug coverage, and often add dental, vision, hearing and more — frequently for a low or $0 premium.
Advantage plans often cost less up front and roll many benefits into one card, with a yearly out-of-pocket maximum that Original Medicare lacks (capped at $9,250 for in-network care in 2026, and many plans set it lower). In exchange, you use the plan’s network, may need referrals, and prior authorization can apply to some services.
They’re a strong fit if you want extra benefits and predictable maximums, and your doctors are in-network. We check your doctors and drugs against each plan before you enroll.
Free licensed guidance in 5 languages — or quote yourself online.
Only if your doctor is in the plan’s network — that’s the key thing to confirm before enrolling. HMO plans require in-network care (except emergencies); PPO plans offer some out-of-network coverage at higher cost. We verify your providers first.