A simple, five-step way to decide
With dozens of plans in most areas, choosing Medicare coverage can feel overwhelming. It doesn’t have to be. Here’s a clear, five-step approach — and where a licensed advisor saves you time and money.
First, list your doctors, hospitals, and prescriptions. Second, decide your path: an all-in-one Medicare Advantage plan, or Original Medicare with a Medigap policy plus Part D. Third, check that your providers are in-network and your drugs are on the formulary. Fourth, compare the total expected yearly cost — premiums plus likely out-of-pocket — not just the sticker premium. Fifth, review your choice every year, because networks, formularies, and prices change.
We’re independent, so we compare across the carriers in your area at no cost, check your exact doctors and drugs, and handle the enrollment paperwork — then we re-shop for you each year so you’re never quietly overpaying.
Free licensed guidance in 5 languages — or quote yourself online.
No. Our help comes at no added cost — we’re paid by the carriers, and your premium is exactly the same as enrolling on your own. You simply get an expert who compares everything and handles the details.