Round out the package: dental, vision, life & more
Ancillary benefits — dental, vision, life, disability, accident and more — round out a benefits package at modest cost. Many can be employer-paid or offered as voluntary benefits employees pay for at group rates.
You don’t have to fund everything. Employer-paid basics (like a small life policy and dental) plus a menu of voluntary benefits employees choose and pay for lets you offer a rich, competitive package at little direct cost — and group rates beat what employees could buy on their own. Layered with a Section 125 plan, many are paid pre-tax.
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Dental and vision are consistently the most-requested, followed by life insurance and disability. Accident and hospital indemnity plans are popular voluntary add-ons because they pay cash directly to the employee.